Truckers Occupational Accident Insurance

Occupational Accident Insurance provides an effective solution to the special risks faced by motor carriers and the independent owner-operators who contract with them.

American truckers cover millions of miles every day and make an important contribution to the national economy. Truckers tend to enjoy their freedom, and growing percentages are contracted as independent contractors. Yet day and night, truckers face risks inherent to life on the road. They need to protect themselves and their families from economic losses in the event of accidents.

Motor carriers and the owner-operators who contract with them are confronted with a unique challenge: independent contractors generally can be excluded from Worker’s Compensation policies. The alternative, individual Workers’ Compensation coverage, is expensive and often unavailable to owner-operators.

Occupational Accident Insurance benefits are paid directly to the drivers or their survivors. The premium can be deducted from contract fees or included with leasing fees, eliminating complicated administration.

Technology Insurance Special Risks, LLC can cover yourself, and ensure you don’t miss out on an important job because you don’t have the right insurance!

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